The online ad was detailed and packed with gorgeous photos. We will let you know upfront if we have a solution for you. We spoke to experts and found out some of the worst apartment-hunting scams that are taking place right now. "If a landlord is willing to bait and switch, they might not be someone you want to rent from," Edward Mermelstein, a real estate attorney at One & Only Realty in New York, told Business Insider. I used this service for 2 years (Oct 2020-Oct 2022) and everything was exactly as advertised. On average, the guaranty fee for U.S. parties will approximate 70% - 90% of a month's rent for the one year lease guaranty. Our agents are available from 10 to 7 CST. Yes. At that point I wasted 4 months and $1400. Second Chance Apartments Near Me 888-251-2247. Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent? Rebate Offer | There is no such thing as guaranteed loan approval. We get you in. Copyright 2015 - 2023 by Nationwide Financial Solutions, LLC. About 250 E Acacia St. Necessary cookies are absolutely essential for the website to function properly. All applicants and others considering to use the service must qualify with the same rules. Can I still qualify for an Insurent Lease Guaranty? I would not recommend that you do business with any type of business with Guaranteed Apartment Approval. thanks for all your help to secure a new apartment. Once you find your apartment, Insurent will just need the building address, monthly rent and lease dates to email you an Agreement and payment instructions before issuing a lease guaranty to the landlord. What happens if I have a co-tenant or roommate? Thank you Alanda and Robert you truly are Angels Im Disguise. Click Here to fill out an Online Pre-Qualification form. Nothing was resolved no refunds were dispersed. The Insurent Lease Guaranty Program is underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company rated A (Excellent) by A.M. Best and licensed in New York and 48 other states. Here's what you can do. Insurent simplifies and eases the rental process for renters, brokers and landlords/property owners. Vet the listing agent, either by using an intermediary service or by sleuthing the web site and making some phone calls. The Insurent Program issues guarantees for non U.S. persons with no U.S. based credit history. Per our website it states the minimum income for our program is $4,500 a month household income. Guaranteed Apartment Approval Complaints Complaints Guaranteed Apartment Approval Apartment Rental Service View Business profile Customer Complaints Summary Business's Response Rate:. ". I will be applying with my roommate(s) for the Insurent Guaranty. Self employed renters are almost one-third of our business. Hey y'all (apologies in advanced if this isn't the right place to post) so my lease is up in less than a month and i need to find a new spot. Grow your business. When is the Insurent Lease Guaranty issued to the Landlord? or had a bad credit score, but with us, you can get approved for the apartment of your dreams. What markets are covered by the Insurent Lease Guaranty Program? After I found one i liked they started me with 500 towards my total service fee. We never charge renters any fees to consult with any of our staff or any application fees or other fees to renters. Submit a copy of Copy of Drivers license or Passport and Visa (if Non-US) and School ID and parents passport and income verification or bank letter. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. We walk you thru the process. Currently, the Insurent Lease Guaranty is applicable to apartments located in New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. Use a cashier's check (which is easier to trace) or a credit card when possible. After youve completed your initial phone consultation, well email or text you an application link to start your file to get approved for a property of your choice. It's a scam, they will only take your initial deposit and give you an unrealistic time frame to provide them with more money and cancel your agreement. Call Now let's get you into your new Home. to help you find the perfect apartment or home for your family! I am thankful for their services they provide because I didnt have anyone to co-sign for me. Get in into the PERFECT school district i have been wanting for SOOO long! knowledgeable staff outlined the different options, then helped us get approved for the apartment. I applied 48hours ago and haven't been contacted. We spoke to experts and found out some of the worst apartment-hunting, Nardo's story is not uncommon. We've rounded up the most common scams and ways to avoid them. However, they were unable to secure a lease in a safe and luxurious town home. How much is the Guaranty fee under the Insurent Lease Guaranty Program? Payment must be made by cashier's check or bank check or money order. Found this company online on Google and decided to fill in the online application form. If US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and decent to good credit. I was turned down and almost forced to reside to live in less than ideal apartments. If most people are not happy with a service, they typically go elsewhere, but this MENTALLY UNSTABLE woman continues to reach out !SEE HERE: Form Inquiry 1: https://ibb.co/jMCjJnPForm Inquiry 2: https://ibb.co/zfL03HnForm Inquiry 3: https://ibb.co/JdKV1Rz. FAQs "By the time you discover the keys don't work, they're long gone.". Expected bonuses are reviewed and may be given different weights, depending on your historical receipt of such bonuses, and the certainty of receiving such bonus. It just depends upon whether your scammer wants cash, your personal information, or both. These cookies will be stored in your browser only with your consent. The best part is theyre Nationwide, so even if you have staff in Multiple States, If your spouse or roommate is signing the lease, he or she must also complete an Insurent application. . In such event, such liquid assets would need to be a minimum of 50x the monthly rent that you are seeking. | DCMA | The Green Dot primor card is unique among bad credit secured credit cards. Argonaut Insurance Company is rated A- (Excellent) by A.M. Best, and is located at 225 West Washington, 6th Floor, Chicago, IL 60606. However, you may visit "Cookie Settings" to provide a controlled consent. All I have to say is that Alanda Brown and Robert Smith were amazing. I've had no problems or issues the entire time I used their services. Please look at these as proof. Helping people get approved in all 50 states. Insurent's hours of operation are Monday-Friday from 9:30 a.m. to 6:00 p.m. (EST), and Saturday and Sunday from 12noon to 5:00 p.m. (EST) excluding holidays. Does the use of the Insurent Lease Guaranty mean that I cannot be evicted if I stop paying my rent or breach any other provision of the lease? Cash is also acceptable. It's easy and free to apply. They're taking a big risk on you. Thats what they do. Lets work together to get those negative items remove from you credit file. Reply from Luxury No Credit Check Apt Approval and Lease Guarantor. I think the review written by ********* *is 100% fake, written by the two scammers. I received excellent service from this company. Work more efficiently with pre-approved renters. The Insurent Lease Guaranty will only apply to apartments located in Insurent certified buildings or buildings that will accept the Insurent Lease Guaranty. Here are the 8 best-guaranteed approval credit cards to help you break out of the cycle of bad debt. I cant thank them enough for helping to bridge the gap. The online application takes approximately five minutes per person and the application is normally processed within 30 minutes with the Guaranty being issued within 24 hours. Corporations. Guaranteed Apartment Approval cares about your needs. I Terms of Service Couldn't believe it when I got approved. Our apartment guarantor service approvals are not credit-based. We work in all 50 states.No geolocation limit. Downtown Brea Apartments for Rent. See how weve become the industry leader over the past 8 years. Evictions, Broken Lease, Bad Credit, etc. Be careful with these gauranteed apartment approval companies. Renters In The Atlanta And Metro Surrounding Area Can Complete Our Guaranteed Second Chance Rental Application For Free Consultation With An Agent That Represents Atlanta. Yes. When our Corporate Application have been APPROVED, youll receive a Welcome Confirmation email to confirm your Move-In Date and duration of your Lease Agreement. If you want to rent an apartment in a building that has not yet been certified by Insurent, the estimated time for certification of a building is one hour provided the owner/landlord wants to sign up their building. If you need a co-signer, apply with OneApp Guarantee. Apartment Lease Guarantors And Bad Credit Specialists. Thank you thank you God Bless you. There is no application fee. I was able to live in an upscale townhome in a fabulous school district because they didnt let my credit score define me! (Credit Privacy Number) is a private number that can help you re-establish credit. By clicking Accept All, you consent to the use of ALL the cookies. GUARANTEED RENTAL APPROVAL; . The landlord (or potential scammer) can't run off with your personal information, because they never see it. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. Visnova is wonderful. We are paid a commision (like a realtor) from the referral company we send you. A Wholly Owned Subsidiary of Nationwide Financial Solutions, LLC. Are there any additional fees or charges under the Insurent Lease Guaranty, other than the guaranty fee? | Site Map. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. More Approvals Sole Applicants or Applications with 2-4 Renters: Yes, you can apply for the Insurent Lease Guaranty with no application fee and be initially qualified and receive will an Insurent Qualification Certificate normally within 30 minutes. The landlord will not countersign the lease until the Insurent Lease Guaranty has been issued to the landlord. Schools listed above are based on distance from the selected location and are just a sampling of the schools in . I got a lease guarantor for my apartment here in brooklyn. How can I benefit from the Insurent Lease Guaranty program? If you have consistent, documented income and are an eviction-free renter, there is an excellent chance that we can help you get qualified for the place you love. We are the #1 Apartment Approval Company in the nation. Dominate search results. Our Program has a 100% success rate for approvals. I use them on all leases when an applicant is borderline and I may be on the fence about them. It's easier for property managers to say yes to these renters when they have a co-signer. Like any other business our goal is to make money but not at the expense of hurting or lying to people. Less scrupulous landlords know this and capitalize on it to extract extra cash from you up front on fees like background checks. We've already gotten denied once and i'm . Just stay clear. Well I got approved. Country Woods Apartment Homes. This building is located in Brea in Orange County zip code 92821. I TREC Information About Broker Services Not long ago while apartment hunting, writer Bridgette Nardo found what seemed almost too good to be true: a quaint, gorgeous home in the heart of a chic West LA neighborhood and it was listed for a surprisingly low price. In the Real Estate Rental Agency category. We specialize in connecting you with the home of your choice, regardless of past credit challenges. for ways to Increase their Employee Overall Job Satisfaction. Each unit features central AC/Heat, stainless steel appliances, vinyl plank flooring, quartz countertops and much more. Anchoryourassets eventually kept all my money and even the deposit I had placed. The Insurent Program can still assist you if you have a Responsible Party. I had called a couple of other companies before them that did the same type of service and never even received a response from them. I used the Nationwide Apartment Guarantor Service after many rental companies turned me down due to credit problems. The Guaranty fee is paid in full prior to the execution of the apartment lease. Can the Insurent Program help me if I just have significant cash liquid assets or marketable securities? Low Credit Score due to Divorce, Bankruptcy, Broken Leases, Evictions, are all Accepted because we Credit Qualify The last apartment I was told they were processing with supposedly had an issue with me showing up to the apartment? After I did my application they worked with me to look for a place I liked. I got discouraged and started giving up hope, but I knew I had to find a place for my three children. Hahaha I asked ONE question!!! I'm really hoping to at least speak to someone. Dave Johnson is a technology journalist who writes about consumer tech and how the industry is transforming the speculative world of science fiction into modern-day real life. Just because I asked if this was a scam they started saying I was throwing out wild accusations!!! However, with our relationships and resources, we may be able to get you approved for an eviction friendly apartment. We get you in. Bait-and-switch tactics offering one thing but actually selling another are a common trick in lots of retail businesses. This company however called me answered all my questions. It's like having a whole new credit profile and starting over with zero credit and history. Your rent is guaranteed. Can I qualify for the Insurent Lease Guaranty? Bear in mind, like any other company we do not have solutions for every person that inquires. You should vet the listing agent before handing over any money to be sure that he or she is, at the very least, an actual agent or the landlord with the legal authority to rent the apartment. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. In addition, the card reports to all three credit bureaus. The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. I'll remove this review if the company contacts me via phone not email and tells me what's going on sorry we could'nt help you. Get Approved For Your Own Apartment or House - Second Chance Guarantor Program. I was able to choose my own rental property while this company credit qualified on my behalf. Complete Our Guaranteed Second Chance Rental Application Acceptable Applications Include Renters With: :Evictions :Broken Leases :Eviction Filings :Rental Balances :Poor Credit :Bankruptcies :Foreclosures Get Approved For An: :Apply For An Apartment Here : Apply For A House Here : Apply For A Townhome Here : Apply For A Condo Here We issue guarantees for graduating college and professional school students entering the workforce; non U.S. employed persons relocating to the U.S.; U.S. and international students with Responsible Parties; self-employed persons; relocating persons; non-employed U.S. and non U.S. persons with significant cash liquid assets; retired creditworthy individuals; and U.S. Their is very little communication and the fact that I can't get anyone on the phone is SCARY. Nor has any organization such as the BBB contacted us. This is where Insurent steps in to make getting approval a whole lot easier. You can also review the chart on our website providing you an estimate of what rents are for luxury apartments in each state so you can have realistic expectations for what the rents are. I asked a simple question of is this a scam and they got defensive. Fill out the lease guaranty application online and send us your paperwork. View the Financial Guide to Renting Just because you safely made it into an apartment unscathed doesn't mean there won't be unpleasantness waiting for you at the other end. Then I called corp-moves.com and asked for assistance. I am a college or professional school graduate with a job acceptance letter. It goes against our guidelines to offer incentives for reviews. New landlords and their respective buildings are being added on an ongoing basis. Guaranteed Apartment Approval helped us find the perfect apartment to begin our family. No scam, no fly by night company. No negative impact to your tax status. Do you look at the combined annual income of all of us or do we each need to meet the minimum 27.5x the monthly rent level? Hold up your end of the deal and so will they. Now we have rebuilt our credit we have transferred our rental into our name painlessly and will be buying shortly! Free Application And Same-Day Approvals. In the event that you stop paying your rent or breach any other provision of the lease, the landlord will still take legal action that includes the commencement of an eviction proceeding against you. Your landlord could even place a lien against you for compensation of the damages.". It did for me. However, they didn't know I always get everything agreed in writing. While it has an annual fee, it's lower than many competitors and it reports payments to all three credit scores. We also help with building credit with our step by step process. The Insurent Program issues guarantees for non employed U.S. and non U.S. persons with significant cash liquid assets or marketable securities (here or abroad). We'll process and complete a credit application with your chosen management company. We offer a free pre-screening application And Same-Day Approvals. She responded immediately, and the listing agent asked for her to complete some forms and send a deposit to lock in her place at the head of the line. Ten minutes later, we signed the new updates lease.". Real Estate Real Estate Rental Agency Luxury No Credit Check Apt Approval and Lease Guarantor Luxury No Credit Check Apt Approval and Lease Guarantor Reviews 21 Average 3.6 VERIFIED COMPANY forrentnocreditcheck.com Visit this website Write a review Reviews 3.6 21 total 5-star 76% 4-star 0% 3-star 10% 2-star 0% 1-star 14% Filter Sort: We followed up with places he suppose to contact and he didnt. The renter(s) pays for the Insurent Lease Guaranty. That's good advice at every step of the process, from when you evaluate the online listing to when you sign for the keys. I live in a peaceful community right outside Atlanta, GA thanks to Guaranteed Apartment Approval helping me move in this brand new This cookie is set by GDPR Cookie Consent plugin.